Andy Kane
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Broker Partners
Construction
Specialist Insurance Solutions
Mitsui Sumitomo Insurance's Construction Team brings together expertise in contract works and liability to offer the construction industry a more efficient, flexible insurance solution with sharper focus on reducing risks through innovative underwriting, claims handling and risk management.
We specialise in underwriting UK/European-parented companies, who take a pro-active approach to loss control in this sector. We look to work in close partnership with brokers and their clients, who demonstrate a clear commitment to effective risk management and are willing to consider a programme of self-retention.
We bring together the Employers and Public Liability and Contract Works covers under one Account Underwriter who has an in-depth understanding of an insured's business. Key to our service is a core philosophy of creating tailor-made Risk Transfer Solutions for the insured.
We assess each and every risk in thorough detail and integrate Risk Engineering and Claims Management services into the underwriting solution, designed to meet an insured’s specific requirements.
>>View Risk Engineering services
>>View Claims Management services
Classes of business written
Business Interruption |
Erection All Risks |
| Employer’s Liability | Advanced Loss of Profits |
| Public Liability | Excess Public Liability |
| Contractors All Risks | Non Negligence / 21.2.1. Insurance Underwriting |
Key contacts - Construction
Tim Bluck
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Chris Jones
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Darrell Huggins
Risk Engineering
The recent history of serious fires on UK construction sites, which prompted the development of the Joint Code of Practice for Fire Prevention, has focused the minds of all those involved in the construction and insurance industries on risk management.
A comprehensive and effective risk management programme is required through the construction/refurbishment phase of a building's life. Whilst fire remains the most recognisable risk to the completion of a project it is by no means the only threat. A far-reaching approach to risk identification, analysis and control is required.
Our Risk Engineering services proposal depends on the nature of the client's business and may range from simple fire surveys on specific or annual CAR policies through to a full-scale review of the procurement process. This encompasses the design stage of a project through to practical completion and product delivery. Expertise in the fields of casualty insurance, allows integrated programmes to be developed, which cover All Risk policy issues as well as considering risks to employees, members of the public and the environment.
Construction risk management services include, but are not limited to the following: -
- Joint Code of Practice Surveys (Joint Code of Practice on the Protection from Fire Construction Sites and Buildings Undergoing Renovation)
- Site security reviews. Best practice advice on protecting construction sites from the threat of arson and the securing of materials, plant and tools from theft.
- Project reviews
- Quality Management Reviews
- Review of Health and Safety management system
Some of our specialist Risk Management services include
- Utility Strike Prevention
- Claims Defence Audits
- Plant Security Reviews and Best Practice
- Fire Prevention
- Management of Sub-Contractors and Vendor Assessment
- Tunneling Code of Practice Reviews
Claims Management
We have carefully selected professional and experienced construction claims partners and the in-depth involvement we have with an insured's business, objectives and ambitions gives us the insight and understanding to create bespoke solutions to their claims handling needs.
Our use of specialist partners allows us to tailor-make a service level to meet the specific requirements an insured has, to dove-tail with their internal processes and capabilities. Our claims team in London liaises closely with the underwriting team and continuously monitors service provision to the insured and manage any large claims settlement.
We have a strong philosophy of fair claims settlement and accurate reserving with transparency throughout the claims process.